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Toronto, Canada

312 Adelaide Street West, Suite 301
Toronto, Ontario - M5V 1R2
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The Gift For The Child With Too Much Stuff (And A Chance To Win $500!)

Written by Marjorie Cullen, B.Sc., MBA

You’ve put away the summer clothes, shoes and sports stuff.

You’ve washed, shopped and sorted the winter stuff.

You’ve devised a strategy to “magic away” most of that heap of Halloween sweet stuff.

Now you’re staring down a mountain of dollar store gems and toys that haven’t been touched in months in a vain attempt to reclaim your living room before the gift-giving season arrives.

Ever feel like your kids have too much “stuff”? We all want to give as much as we can to our kids but, after you’ve covered the necessities, it’s easy to go overboard. And, the funny thing is, your kids would be just as happy with much less stuff.

If it makes you feel better, you’re not alone. Odds are, your family and friends with children are dealing with the same clutter of stuff.

Have you ever thought of helping your family and friends prepare for their children’s future by helping them save for post-secondary education? Instead of making a trip to the toy store this holiday season, why not give them the gift of money towards their Registered Education Savings Plan (RESP)? The gift doesn’t have to be large sum of money because it’s your intention for the child’s long lasting future success and happiness that counts.

If you like this idea, we hope you’ll share it.

Also, if you haven’t yet opened an RESP for your child, there is no time like the present to get started. The federal government rewards you for saving for your child’s post-secondary education by topping-up your contributions by 20% through the Canada Education Savings Grant (CESG). The CESG can add up to $7,200 to your child’s RESP! CST is committed to investing your education savings to protect your principal investment and achieve competitive returns.

Wouldn’t it be nice to have a little nest egg to help get your child’s education savings started? Now is the perfect time to start a new tradition – help those you care about prepare for their children’s bright future through education and ask them to help you do the same.

To learn more about how a CST RESP can help your child become all they can be, visit us at

Congratulations to Victoria Mitham of Rusagonis, NB! She has won $500 in our CST Holiday Giveaway Contest.Victoria Mitham

*Opinions expressed are those of the author, and not necessarily those of Parent Life Network or their partners.